I NSURANCE 10 The ADA Practical Guide to dental Letters provide coverage for all dental procedures. This does not mean that these procedures are not necessary — it just means that your employer has purchased a plan that does not cover the cost of providing coverage for these services. Please discuss all treatment decisions with your dentist. I hope this letter gives you a better idea of why your insurance may not pay 100 percent of your dental costs. If you have specific questions regarding your plan, or whether a specific procedure will be covered, contact your insurance provider or the human resources department of your employer to discuss the details. As always, thank you for being a valued patient. Sincerely, Dentist How Insurance Plans Work