Introduction 3 is not leisure. Second, when asked what they missed from work, the three most frequently mentioned items were social contact, having something to do, and daily routine. Interest- ingly, only 9% of the males and 2% of the females mentioned money as something they missed from work. This is not to suggest that money isn’t important. Far from it. This does however suggest that when people retire, they adapt to their financial situation and if they identify areas that can be improved upon, they focus on the non-financial domain. Finally, the finding that had the greatest influence on the direction of my work in this areas was, if people have problems in retirement they most likely stem from boredom. After six years of university teaching and research, I changed careers to concentrate full time on conducting retirement lifestyle planning workshops. Following my research experiences, my initial challenge was to develop a program to help people replace satisfac- tions like social contact, having something to do, and a daily routine no longer provided by work. Having rejected the traditional model as not being very effective in this regard and working with insights from the career change literature, I created a new approach called Life Goal Planning. My career change from the university to conducting retirement lifestyle workshops took place more than 20 years ago and Life Goal Planning has been repeatedly tested, refined, and improved through the years. In this sense, this book bridges the gap between theory and practice. It originated in academic research and theory (my own and others), and developed and was perfected through hands-on and practical experience with thousands of pre- and post-retirees who attended and provided feedback on my workshops over the years. The result is not another spin on the traditional approach, but a new paradigm or frame of reference in retirement lifestyle preparation. Clearly, retirement today is not what it used to be. It is changing to reflect the emergence of a new breed of retirees, the baby boomers. The boomers will live longer, retire richer, are more highly educated, and will expect more from life in retirement compared to any previous group of retirees. The main purpose of this book is to provide you with the tools and insights to ensure your retirement will be worthwhile and enjoyable. I must warn you at the outset, these tools do not focus on the financial domain, and they will not help you increase your nest egg or reduce taxes. Most people equate retirement planning with financial planning but as this book will make clear, financial planning is a necessary but not sufficient condition for retirement happiness. In fact, I would argue that financial planning is not retirement planning, it is money management. Moreover, because you will be spending both time and money in retirement, you will have to manage and integrate both elements. If it is not already obvious, the secret to retirement happiness lies beyond the financial realm.