Introduction 1 There are two forms of spending in retirement - time and money, and there are two forms of planning for retirement - lifestyle and financial planning. These distinct planning procedures complement and enhance each other, but at the same time, they are worlds apart. One major difference is financial planning is based on an established body of knowledge and most financial advisors are highly trained accredited professionals. However things are different on the non-financial or lifestyle planning side. Lifestyle planning involves identifying how you want to spend the rest of your life after you retire and anyone can claim to be an expert in this area. There are no formal training requirements or accreditation standards, and it is common to see books and websites in this area written by people with a vast array of backgrounds and experience including financial planners, career planners, social workers, medical professionals, and retirees, who suddenly become “experts” in retirement lifestyle planning. The Traditional Approach The history of retirement lifestyle planning reveals why these problems occur. Being a relatively new field that started to emerge in the 1950s, and motivated by a concern for employee welfare following retirement, a handful of major corporations called on health care professionals to develop programs to help employees through the transition at the end of their careers. Retirement was viewed simply as giving up work and the solutions related A Dentist’s Guide to THE DECISION TO RETIRE and RETIREMENT HAPPINESS